Thursday, 28 May 2009
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Beware! Work from home scam!
As you all may or may not know, I've been looking for any job since August 2008. I have my resume posted on Career Builders, and I often get silly offers to "begin a successful career" as someone's sales agent via different titles to suck me in. These things will usually require that I purchase "training materials" or product samples, and even if they are legitimate, it's not what I do best: sales. So I either ignore or decline politely, depending on how personal the message might be (after all, if they are for real, I don't want to slam the door, right?).
I got this note last week:My name is Sophie Koenig and I’m the HR manager for Swift Rise Corp. I have just found your resume at CareerBuilder.com and I think that you would be interested in 2 job opportunities at Swift Rise: CSR (20 hours weekly) and Corporate CSR (30 hours weekly). Both positions involve a lot of responsibility, attentiveness and independence, but they are well rewarded. Annual incomes of CSR and Corporate CSR are US $32,400 and US $67,600, respectively. [my name], if you are self-reliant enough to work at the convenience of your own home or office, and if you are a quick learner and ready to develop your customer service and management skills, then please contact me urgently and I will give you a very detailed account of these vacancies.Sincerely,
Sophie Koenig
HR manager, Swift Rise Corp.
E-mail: sophie.koenig@swiftrise.com , koenig.swiftrise@googlemail.com
I responded with this:
Good Morning Sophie,
I am interested if either of these positions pays a salary and not just a commission. Also, I have no money to pay for kits or other things, so I am unable to participate in any scheme that would ask me to. Please send me the rest of your details so I can see if we are a possibility.
Thanks!
And may you have the power to understand, as all God's people should,
how wide, how long, how high, and how deep His love is. Ephesians 3:18
~*~ "There's never a good reason to be unkind, even if you feel provoked."
- Ravi Zacharias ~*~Usually, when I get a business contact, I delete the bible verse and "thought for the day" items; but since I thought this was another sales contact, I didn't care to delete it. There's always a chance that some good seed is planted when we allow it to fall whereever, right? If anything, it might discourage them from contacting me further in any harassing way.
Today, I found this:Thank you for contacting me soon. I will try to describe everything in details to avoid any subject left unclear. I hope that you read the full description very attentively.
1. Our Company
Swift Rise has been established early in 2007 and it is headquartered in Frankfurt, Germany. Our company is engaged in providing worldwide dealership network services to the small startup companies. [my name], you may always find more information about Swift Rise at our website: www.swiftrise.com
2. Our Services
Swift Rise enables any company to get representatives worldwide. Our agents (CSRs and Corporate CSRs) conduct negotiations, organize presentations, take care of accounting, manage local sales and provide local customer service. You may find more info at the website too.
3. CSR and Corporate CSR positions
[my name], you are offered to become our CSR (or Corporate CSR) in the United States to represent our client (a quick-growing software company in Europe). You will not be an employee of this company, you will be an independent contractor of Swift Rise, you will be officially representing this European client, and you will deal with the U.S. customers only. As our representative, you do not depend on our client. Even if the client decides to stop using our services, we simply get another client for you to represent in the States within just a week.
4. Accountabilities and duties
- Be online at Internet instant messenger during your scheduled working hours
- Provide general customer service over phone and e-mail
- Update price list daily according to the local currency changes
- Keep records of customers
- Invoice customers
- Confirm the delivery of products with customers
- Report to your supervisor daily
- Notify permanent customers about new products, services or discounts
- Report about any expenses connected with your duties
[my name], please notice! You will never be required to make any cold calls; you will be receiving incoming calls from potential customers only. Also you will not be required to advertise products!
5. Training
You will be completely trained by your supervisor before you start working. Your supervisor will provide you with all necessary materials and instructions, so you will know how to perform every duty perfectly. The training is done online within just couple of days and it should not take more than 1-2 hours daily. After you learn all the materials, you will be able to discuss it with your supervisor. Do not worry about the training, [my name]. It is free, it is not complicated and it is absolutely sufficient to perform the CSR duties successfully. It is in our own interest.
6. Work place requirements
The only requirements are computer with Internet access and cell phone. There are no specific configuration requirements. You may work from home, cafe or even coworking space. It is all up to you, [my name]. You are able to choose the place that is most comfortable for yourself.
7. Schedule
CSR must work 4 hours running daily and Corporate CSR must work 6 hours running daily. The working hours must be between 9am and 6pm (your local time). The schedule is flexible. You may start at 9:30am on Mondays, at noon on Thursdays and etc. Of course you will be working Monday through Friday except local public holidays. Finally there will be no problem to change the hours for the next day; you would just need to notify your supervisor over Internet.
8. VacationYou will have 4 weeks (20 business days) of paid vacation during the first year. Public holidays are not counted and you will be able to divide the vacation as you wish. You will be even able to take just 1 or 2 days out of your paid days off.
9. Salary
[my name], both CSR and Corporate CSR are salaried positions, not commission based. During the first 4 weeks, CSR is paid US $600 bi-weekly (once per two weeks) and Corporate CSR is paid $1000 bi-weekly. Starting from the 5th week, CSR is paid $400 weekly and Corporate CSR is paid $700 weekly. Finally you receive additional fixed bonus payments quarterly. CSR receives $3000 every three months; Corporate CSR gets $8000 every three months. In total, CSR is paid $32,400 per year (52 weeks) and Corporate CSR receives $67,600 for the same period. [my name], all the amounts are in the U.S. dollars (already after taxes).
10. Taxes
Working as a true independent contractor under the IRS rules, you will have a 1099 status. Swift Rise will be responsible for tracking all your expenses and income. Our managers will be mailing you the necessary forms and instructions on a regular basis. All appropriate amounts will be sent to you in time so that you will be able to make quarterly federal and state income tax payments.
11. Reimbursements
[my name], you will be fully reimbursed for every single expense (Internet, cell phone and etc). To get reimbursed, you would just need to send the scanned receipt or statement to your supervisor over email, and the reimbursement amount will be added to the nearest salary payment.
12. CSR or Corporate CSR?
[my name], you must have already noticed that Corporate CSR has a twice-higher pay and 2 more working hours daily. This is not the only difference. CSR serves individuals, but Corporate CSR deals with business customers only, so this position requires more responsibility. To work as a Corporate CSR, you should have a registered business (LLC). If you don’t have it already, you may establish a new one. Frankly speaking, it is not a big deal to establish a company in the USA. With Incorporate.com, you get your LLC registered within several days and it costs just about $300 (for the basic package which you would need). Take into account that Swift Rise will reimburse you for the LLC registration in full, because we need Corporate CSRs more than CSRs today. Finally, you don’t need to have the company registered before you sign the contract with Swift Rise. First we sign the contract and only then you establish a business.
WHAT IS NEXT…
(1) If there is still something unclear, please send me a numbered list of questions over e-mail. [my name], please feel free to ask me questions, I am always glad to clarify.
(2) Let me know what is your choice: CSR or Corporate CSR. Please think carefully, because you will not be able to switch from CSR to Corporate CSR during the year.
As soon as you make your final decision, I will send you an appropriate independent contractor agreement and detailed instructions.
I hope to hear from you very soon, [my name]!
Sincerely,
Sophie Koenig
HR manager, Swift Rise Corp.
E-mail: sophie.koenig@swiftrise.com , koenig.swiftrise@googlemail.com
Hildesheimer Straße 140, 30173 Hanover, Germany
Phone: +49 (0) 511 9675 9546
This message is the property of Swift Rise Corp. It may be confidential and is intended only for the use of the addressee. If you have received this communication in error, please immediately notify the sender and delete this message.
Now it looked more genuine, with trademark and all. I thought about it, and knew I don't want to invest in getting the LLC registration until I see a better income result. So, I googled "swift rise frankfurt germany" and found this a bit of information I probably wouldn't have seen on the link she sent me. So here's my reply today:
Hi Sophie,
I did check out your company, but I knew your link would only be whatever you liked me to see. Instead, I found this:Do not have any dealings with them! I signed on for a Corporate CSR position, got my LLC and opened a business account (after finding out that the Better Business Bureau has no negative info. on them). They have just scammed me out of $4,860. They sent a wire transfer for that amount to my account. Then had me get the cash and send to a "client" via Western Union. Fortunately, the bank the wire came from alerted my bank that it was not "authorized" and my bank put a restraint on my account. Because yesterday they had $17,000 wired to my account! I've filed a report with the BBB and ic3.gov (the FBI wire fraud division). They are a complete scam, despite the contract, constant contacts by your "supervisor" via instant messaging. The bank the first wire came from can come after me for that money. P.S.: This $17,000 is supposed to include my "salary"; how generous of them!I think you'd better watch out for yourselves. It looks like there will be legal consequences for what you and your accomplices are doing. I am grateful I am not one of those people who have been hurt by you.
And may you have the power to understand, as all God's people should,
how wide, how long, how high, and how deep His love is. Ephesians 3:18
~*~ "There's never a good reason to be unkind, even if you feel provoked."
- Ravi Zacharias ~*~
Always be very careful out there, sweet peeps. It's not hard to check things out a bit. Thankfully, this guy didn't lose any money in his dealings with them; but another "CSR" might have lost that amount in forwarding the money to him...poor thing.Woe to those who call evil good, and good evil! —Isaiah 5:20
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Comments (19)
Thanks for the info!
As the old saying goes..if something SOUNDS too good to be true...it probably isn't true!!! I am glad that you investigated further on your own. Smart Move!!
Ruth Ann
Wow, glad you did your homework on this company! There is always someone out there trying to get away with something!
@storyslut - @Redlegsix - @firefighterswife - The real danger was that this information is very legitimate for a CSR position. The taxing information, even the expense record keeping and the obtaining of LLC information. This was a skilled marketing format, and having worked in Marketing, I noticed that it was. I figured that meant it wasn't just one of the less crafted scams that I see so often. As the other person pointed out, even a more- than-cursory check on this person and their company showed nothing that might make you think it was a scam at all. The difference between myself and the other person who bravely and thoughtfully posted their story on the internet is that I would have NEVER allowed them to get any account information for any use other than to deposit funds to me.
So, yep, we need to be really careful out there, even if the company seems legitimate.
If it sounds too good to be true, it is. -Jason
This kind of scam has been all over the local news here warning people not to participate. Thank you for this warning.
@stixandstonz - That's great that your news people are doing that! Ours isn't saying anything at all =(.
THANK GOD MY SON PASSED ME YOUR WEBSITE. AND THANK YOU FOR SHARING ALL THIS. I WAS JUST ABOUT TO APPLY. WE HAVE TO BE VERY CAREFUL WITH THIS EVIL PEOPLE.
@Carmen - O man! I am glad he read it first then =)! Thanks for letting me know that this helped even just one person, Carmen.
bless you!
cm
Desperate times make for desperate people - and when people get desperate they sometimes turn a blind eye to common sense. Glad to see you've got your guard up and your brain turned to the on position. Sadly too many people are willing to believe in scams like this one. Thanks for warning everyone.
I actually saw a news blurb about that company a month or so back. They did scam some locals around here out of quite a bit of money. I am glad you didn't fall into the trap.
@murisopsis - I know many of us would love to escape the commuter curse, too. That's what makes this so diabolical ...sigh...
@Krissy_Cole - I am soooo glad to hear that the news stations are doing that. As near as I can tell, this group has changed their name three times so far. Probably more than we know. However, the method and information they send is exactly the same, so it's easy to see that they are the same when you find someone posting all the contact information like I did.
@IMChurchmouse - I can't believe they haven't been shut down yet. It's crazy!
@Krissy_Cole - Well, they are foreign. Start there. We're back to: the internet is like the Wild West in many ways, as long as there is no common legal entity that can enforce anything.
@IMChurchmouse - Great comparison. It is a bit like the Wild West.
I am also searching the internet for money making opportunities. It seems safer to look for a "job" online than to try to start a business, but I have had several "job opportunities" turn out bad once I investigated them. I'm sure there are legitimate online jobs available, its just too bad there are so many scammers also.
I have been looking into business opps instead, but most often the "free" info comes with a free membership which will begin costing $40 or more per month after a week or a month free trial. I have joined one of those for training purposes, but it is wise not to give out bank information ....so most things I exit when I see the billing section. It's not that I mistrust some of them, but monthly billing can be disastrous. Paypal is much better for purchases.
Good luck in finding your niche!
@quest4god@revelife - I read an article recently somewhere (probably Yahoo News), that said to get the best paying work-from-home jobs, you need to apply for a position at a business, and during negotiations do your best to show that employer how it can be done from home. They also say be ready to show them where it is cost effective not to have to put you in an office; and to take a dip in salary to show that you won't need money to commute or maintain a 5 day wardrobe for work attire.
I have to admit that the only persons I know who have made working from home pay well (and not be commission or sales oriented), are the people who worked in the employer's workplace first, and then the employers were more willing to trust them to do the work at home without them being able to monitor their work. The risks to employers is high for not getting good work from the employee while they are out of "work group" environments.
I had not thought of applying for a position and then selling the idea of doing the job at home. It is an idea with merit because you can sell yourself better in a one-on-one interview than you can by email or phone. Have you some particular skills that will make your contribution as valuable or more so working from home?
Because I am the caregiver for my wife 24/7, I can't take any job unless I can do it from home. I do know that there are businesses that are run from home that are as successful as any other type. I'm taking the time to learn all I can about marketing and technology to prepare myself.
However, I am open to information. Let me know if you find something. Good luck. (Well, you know what I mean).
Norm
@quest4god@revelife - Sales is, again, the larger portion of the work-from-home options; but it would require some time where you may have someone else stay with your wife while you do the shipping unless you can have UPS and/or Fed Ex make some pickups from your home. I have a friend who has them do that for her.
Most of the non sales type jobs have been informational problem solving, or database managed services. Some friends have made an income (not over poverty wage) by being available to handle phone calls such as messaging services or simple customer service activities. I don't know which ones would tie in with your previous work experience, pay just the minimum you need them to pay, or what might be available in your area. Sorry =(.
In my instance, I have been a Corporate Executive Administrative Assistant. So, I would need to find a way to do that via remote for any employer, and that's a challenge. Most of us need someone on location to help us accomplish our administrative goals. Even someone in the field might need me to "look on the pile on the floor by my desk...".